If you purchased your home using a Help to Buy equity loan, you will need an independent RICS valuation when selling the property, staircasing, or repaying the loan in full. Homes England requires this formal valuation to ensure that the equity you repay or sell back is based on the current open-market value of the property. Because the valuation forms the basis of your financial settlement, accuracy and compliance are critical.
A professional Help to Buy valuation not only protects you from paying more than necessary—it also ensures your documentation is accepted without delay. Our role is to provide the precise, evidence-based reporting required to keep the process moving smoothly and to help you meet all legal and administrative obligations.
RICS-Compliant Valuations That Meet All Homes England Requirements
Homes England imposes strict criteria for Help to Buy valuations to ensure consistency, fairness, and clarity. Our reports are fully compliant with these requirements, ensuring they are accepted without issue by your loan administrator.
Every Help to Buy valuation includes:
- A full market assessment of your property
- Evidence of comparable local sales
- Photographs and written descriptions of condition
- Documentation of any improvements made since purchase
- A clear, RICS Red Book-compliant valuation figure
- Confirmation that the report is independent and impartial
We take into account changes to the property, local market trends, and any features that may affect value. This ensures that the valuation accurately reflects your home’s current market position, providing a reliable basis for calculating your repayment or staircasing amount.
Supporting You Through Repayment, Staircasing, or Sale
Whether you are selling your home, repaying your equity loan in full, or purchasing an additional share through staircasing, timing and accuracy are extremely important. Help to Buy valuations are only valid for a limited period—typically 3 months—so it is crucial that you obtain a report promptly and ensure it meets all required standards.
We work efficiently to provide a fast turnaround, helping you avoid unnecessary delays in your transaction. If the process extends beyond the validity period, we can also supply the required desktop update, helping you remain compliant while keeping your costs manageable.
Our team is familiar with the entire Help to Buy process, meaning we can answer questions, assist with documentation, and guide you on what is required at each step. Whether you are working with a solicitor, mortgage broker, or Homes England directly, our valuation forms a key part of the paperwork and ensures your position is clearly supported.
Need a Help to Buy Valuation?
If you are preparing to staircase, repay your equity loan, or sell your Help to Buy property, we are here to help. Get in touch with our team today to discuss your requirements, request a quotation, or book a Help to Buy valuation. We provide accurate, compliant reports designed to support a smooth and efficient transaction from start to finish.